An accident is always a traumatic experience, especially when you or a family member has suffered significant or even grave injuries. But when an accident was caused by another driver and that driver speeds away before the dust even settles on an accident scene it’s even more disturbing. Then, when an accident victim seeks compensation it quickly becomes further distressing under Georgia’s at-fault insurance laws. In an at-fault state like Georgia, accident victims must file claims against the party at fault in an accident rather than from their own insurance provider.
Nearly 11% of car crashes in Georgia are hit-and-run accidents, but there are steps you can take after a hit-and-run to protect your physical and financial well-being.
It can be very challenging to remain calm in the aftermath of an accident, especially if you or your loved ones are injured. If you’re seriously injured, you may be unable to do anything other than wait for emergency services to arrive and help you, but if you are able to use your phone and move around safely there are steps you can take to protect yourself. Alternatively, you can hand your phone to an uninjured person and ask them to do the following:
After you accept a ride with emergency services to a hospital, undergo a complete medical evaluation. Be sure to tell your doctor about every symptom, even if it seems minor. Then do the following:
Your Atlanta car accident attorney is the best resource for investigating the details of the accident and determining the best way to file a claim. You may be able to file a claim against your own insurance if you have collision coverage. In most cases, uninsured motorist insurance will not cover a hit-and-run unless the police identify the at-fault driver and determine that he doesn’t have insurance coverage. In the majority of cases, the police eventually locate the at-fault driver, in which case, either their coverage or your own uninsured motorist coverage will provide compensation for the following damages:
In some hit-and-run cases, the state allows claims for punitive damages. Punitive damages serve as a form of punishment and deterrent to the hit-and-run driver while also maximizing the amount of financial recovery for the plaintiff in the case.
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